Saturday, December 29, 2007

Motivation

Ok so I actualy read some Dave Ramsey books over a year ago, but now with baby #3 on the way and really wanting a different life style i'm totally ready to jump on board. I've joined on at Daveramsey.com and have been reading the message boards, very motivating. I'd going to try go get the hubby to join me at Financial Pease University, I found a church in our area that is doing the program, it's on Sunday afternoons and they even offer childcare, perfect. I think Scott and I realy need to be on board together, plus we'll need each others support to stay strong and not break down with the "i want it's". I'm feeling really good about making a huge dent in our debt. I'll think i'll maybe be able to lose some of the bitterness from the ex when i'm not still paying for stuff he stuck me with, and that would benefit the girls. I'm really excited about this new chapter in life. I was looking through an old notebook from when I first read DR's book, Total Money Makeover, I wasn't even following it, and I've paid off almost $10,000 in debt since Sept. 2006. We are in a different position then I was then but even with all the changes I think we'll do great....

Thursday, December 27, 2007

Sigh....

The holiday rush is over, I feel that same let down I always do after Christmas....not that anything was bad it's just with all the build up it goes so quick. On a positive note I'm still off work and that's a good thing....it'd be better if I never went back but that'll be a while. We're really focusing on making good financial decisions so my being a SAHM can become possible. I have taken over our money because I am much more strict and decisive in that area. We are also following Dave Ramsey's principles, though not to a T yet.
We took the girls to see The Chipmunk Movie this afternoon, too cute. I love to do things with them like that, it's a nice rare treat for all of us.